Best of - Kotak 811

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Kotak 811




811 Digital Savings Account is for everyone


Are you looking to open a new zero balance account online? Now, open a digital savings account using Aadhaar Card, PAN Card along with other details.

Kotak 811 is a digital zero balance savings account that can be opened online by everyone (Resident Indian individuals only). Kotak 811 Digital Savings Account lets you apply for zero balance savings account or an 811 Edge Digital savings account based on your needs, which acts as a one-stop solution for all your financial needs and day to-day transactions.

Apply for Kotak 811 Zero Balance Savings account and grow your money by booking Fixed Deposit of minimum ₹10,000. The digital savings account also lets you transfer funds, pay bills and do more easily.


Zero Balance Savings account up to 3.5%* interest p.a. along with other benefits.



Benefits of 811 Zero Balance Savings Account with Unlimited Features

Get the full-fledged award-winning 811 experience - with unlimited account validity and unrestricted deposits and spends. Complete your KYC verification of your Zero Balance Savings Account right from your home.


How to apply Credit card during 811 account opening?



Getting a credit card is now easier and quicker. Apply for your card online without any documentation while we setup your 811 savings account.

During 811 account opening journey, give consent to check your CIBIL score and continue your account opening journey and we will check your eligibility for the card.

Basis eligibility, on the Thank you page, you can complete the credit card application by submitting your employment details.



Don’t have a CIBIL history or Low CIBIL score?


Don’t worry, you can still get a Kotak 811#DreamDifferent credit card which is a card against Fixed deposit. You can open this account online without income proof or salary slip.

You can complete your credit card application online without any documentation. This card is against fixed deposit and you get 90% credit limit.

Why go for Credit card against fixed deposit? Get this card and use it at regular frequency and pay your dues on time. It helps you to build your CIBIL score and improve your CIBIL score. Good CIBIL score helps you get Unsecured credit card and Loans.

Enjoy the benefits of interest free cash withdrawals, rewards on all purchases, a credit limit of up to 80% of your fixed deposit amount and a free Credit Card for life – all with the Kotak 811 #DreamDifferent Credit Card.



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